CostIndexUSA

Fort Wayne, IN vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostIN
Fort Wayne
92.6
overall index
$1,150/mo rent
NY
Utica
92.7
overall index
$1,375/mo rent

Fort Wayne and Utica have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing−8.6%
Fort Wayne
72.3
Utica
66.1
🛒 Groceries+5.7%
Fort Wayne
94.3
Utica
99.7
🚗 Transportation−1.4%
Fort Wayne
104.1
Utica
102.6
🏥 Healthcare−1.4%
Fort Wayne
94.2
Utica
92.9
⚡ Utilities+53.0%
Fort Wayne
86.2
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Fort Wayne to see what you'd need to earn in Utica to maintain the same purchasing power.

$
→
Equivalent salary in Utica, NY
$80,100
$100 more needed in Utica

Formula: salary × (92.7 ÷ 92.6) = salary × 1.0011. Based on BEA Regional Price Parities.

Housing Market

Fort Wayne, IN

Median Home Price
$245,000
Median Monthly Rent
$1,150
Housing Index
72.3
Price-to-Rent Ratio
17.8×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Fort Wayne has 8.6% lower housing costs compared to Utica.

Income & Job Market

Fort Wayne, IN

Median Household Income
$66,300
Per Capita Income
$37,800
Unemployment Rate
4%
Population
270,402
Top Industries
HealthcareManufacturingFinanceRetailGovernment

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Wayne, IN
4.8×income-to-rent ratio

79% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Fort Wayne vs other cities

Fort Wayne, IN
vs
Bloomington, IN
Index: 92.6Index: 95.1
Fort Wayne, IN
vs
Evansville, IN
Index: 92.6Index: 91.5
Fort Wayne, IN
vs
Indianapolis, IN
Index: 92.6Index: 95.7
Fort Wayne, IN
vs
Toledo, OH
Index: 92.6Index: 91.5
Fort Wayne, IN
vs
Madison, WI
Index: 92.6Index: 97.3

Utica vs other cities

Utica, NY
vs
Albany, NY
Index: 92.7Index: 99.6
Utica, NY
vs
Buffalo, NY
Index: 92.7Index: 95.8
Utica, NY
vs
New York, NY
Index: 92.7Index: 112.6
Utica, NY
vs
Youngstown, OH
Index: 92.7Index: 87.4
Utica, NY
vs
Casper, WY
Index: 92.7Index: 93.8

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.