CostIndexUSA

Fort Smith, AR vs Plano, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAR
Fort Smith
85.9
overall index
$1,025/mo rent
TX
Plano
103.1
overall index
$1,775/mo rent

Fort Smith is significantly cheaper than Plano — 20.0% lower overall cost of living.

To match an $80,000 salary in Fort Smith, you would need $96,000 in Plano. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+120.8%
Fort Smith
53.4
Plano
117.9
🛒 Groceries+9.8%
Fort Smith
93.6
Plano
102.8
🚗 Transportation+4.6%
Fort Smith
100.1
Plano
104.7
🏥 Healthcare+4.5%
Fort Smith
90.6
Plano
94.7
Utilities+22.9%
Fort Smith
73.8
Plano
90.7

Salary Equivalency Calculator

Enter your current salary in Fort Smith to see what you'd need to earn in Plano to maintain the same purchasing power.

$
Equivalent salary in Plano, TX
$96,000
$16,000 more needed in Plano

Formula: salary × (103.1 ÷ 85.9) = salary × 1.2002. Based on BEA Regional Price Parities.

Housing Market

Fort Smith, AR

Median Home Price
$195,000
Median Monthly Rent
$1,025
Housing Index
53.4
Price-to-Rent Ratio
15.9×

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Plano has 120.8% higher housing costs compared to Fort Smith.

Income & Job Market

Fort Smith, AR

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
3.8%
Population
88,037
Top Industries
ManufacturingHealthcareRetailGovernmentFinance

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Smith, AR
4.8×income-to-rent ratio

79% of income left after rent (median)

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.