CostIndexUSA

Fort Smith, AR vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostAR
Fort Smith
85.9
overall index
$1,025/mo rent
TX
McAllen
85.9
overall index
$1,100/mo rent

Fort Smith and McAllen have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+4.7%
Fort Smith
53.4
McAllen
55.9
🛒 Groceries≈ Equal
Fort Smith
93.6
McAllen
93.8
🚗 Transportation+1.0%
Fort Smith
100.1
McAllen
101.1
🏥 Healthcare+0.9%
Fort Smith
90.6
McAllen
91.4
Utilities+10.0%
Fort Smith
73.8
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Fort Smith to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$80,000
Same salary works in both cities

Formula: salary × (85.9 ÷ 85.9) = salary × 1.0000. Based on BEA Regional Price Parities.

Housing Market

Fort Smith, AR

Median Home Price
$195,000
Median Monthly Rent
$1,025
Housing Index
53.4
Price-to-Rent Ratio
15.9×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

McAllen has 4.7% higher housing costs compared to Fort Smith.

Income & Job Market

Fort Smith, AR

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
3.8%
Population
88,037
Top Industries
ManufacturingHealthcareRetailGovernmentFinance

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Smith, AR
4.8×income-to-rent ratio

79% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.