CostIndexUSA

Fort Lauderdale, FL vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Fort Lauderdale
114.2
overall index
$2,650/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is significantly cheaper than Fort Lauderdale — 23.3% lower overall cost of living.

To match an $80,000 salary in Fort Lauderdale, you would need $61,400 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing58.2%
Fort Lauderdale
155.6
St. Cloud
65.1
🛒 Groceries7.9%
Fort Lauderdale
103.6
St. Cloud
95.4
🚗 Transportation15.5%
Fort Lauderdale
114.6
St. Cloud
96.8
🏥 Healthcare15.5%
Fort Lauderdale
103.7
St. Cloud
87.6
Utilities8.7%
Fort Lauderdale
97.2
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Fort Lauderdale to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$61,400
$18,600 less needed in St. Cloud

Formula: salary × (87.6 ÷ 114.2) = salary × 0.7671. Based on BEA Regional Price Parities.

Housing Market

Fort Lauderdale, FL

Median Home Price
$467,000
Median Monthly Rent
$2,650
Housing Index
155.6
Price-to-Rent Ratio
14.7×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Fort Lauderdale has 58.2% lower housing costs compared to St. Cloud.

Income & Job Market

Fort Lauderdale, FL

Median Household Income
$76,300
Per Capita Income
$43,500
Unemployment Rate
4.1%
Population
182,760
Top Industries
FinanceTourismHealthcareReal EstateMarine

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Lauderdale, FL
2.4×income-to-rent ratio

58% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.