CostIndexUSA

Fort Collins, CO vs Louisville, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Fort Collins
101.1
overall index
$1,875/mo rent
More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent

Louisville is moderately cheaper than Fort Collins — 7.9% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $73,700 in Louisville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing34.8%
Fort Collins
120.6
Louisville
78.6
🛒 Groceries≈ Equal
Fort Collins
96.1
Louisville
96.2
🚗 Transportation3.1%
Fort Collins
104.8
Louisville
101.6
🏥 Healthcare3.0%
Fort Collins
94.8
Louisville
92
Utilities8.8%
Fort Collins
82.2
Louisville
75

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Louisville to maintain the same purchasing power.

$
Equivalent salary in Louisville, KY
$73,700
$6,300 less needed in Louisville

Formula: salary × (93.1 ÷ 101.1) = salary × 0.9209. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Fort Collins has 34.8% lower housing costs compared to Louisville.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.