CostIndexUSA

Fort Collins, CO vs Houston, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Fort Collins
101.1
overall index
$1,875/mo rent
More AffordableTX
Houston
98.6
overall index
$1,600/mo rent

Houston is slightly cheaper than Fort Collins — 2.5% lower overall cost of living.

To match an $80,000 salary in Fort Collins, you would need $78,000 in Houston. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing13.3%
Fort Collins
120.6
Houston
104.5
🛒 Groceries+4.7%
Fort Collins
96.1
Houston
100.6
🚗 Transportation4.2%
Fort Collins
104.8
Houston
100.4
🏥 Healthcare4.2%
Fort Collins
94.8
Houston
90.8
Utilities+15.9%
Fort Collins
82.2
Houston
95.3

Salary Equivalency Calculator

Enter your current salary in Fort Collins to see what you'd need to earn in Houston to maintain the same purchasing power.

$
Equivalent salary in Houston, TX
$78,000
$2,000 less needed in Houston

Formula: salary × (98.6 ÷ 101.1) = salary × 0.9753. Based on BEA Regional Price Parities.

Housing Market

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Houston, TX

Median Home Price
$302,000
Median Monthly Rent
$1,600
Housing Index
104.5
Price-to-Rent Ratio
15.7×

Fort Collins has 13.3% lower housing costs compared to Houston.

Income & Job Market

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Houston, TX

Median Household Income
$79,500
Per Capita Income
$45,300
Unemployment Rate
5.2%
Population
2,304,580
Top Industries
EnergyHealthcareAerospaceManufacturingLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Houston, TX
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.