CostIndexUSA

Fontana, CA vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Fontana
106.4
overall index
$2,475/mo rent
More AffordableCA
Merced
98.3
overall index
$1,850/mo rent

Merced is moderately cheaper than Fontana — 7.6% lower overall cost of living.

To match an $80,000 salary in Fontana, you would need $73,900 in Merced. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing39.2%
Fontana
129.3
Merced
78.6
🛒 Groceries+3.7%
Fontana
101.4
Merced
105.2
🚗 Transportation0.9%
Fontana
106.3
Merced
105.3
🏥 Healthcare0.9%
Fontana
96.2
Merced
95.3
Utilities+6.5%
Fontana
148.6
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Fontana to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$73,900
$6,100 less needed in Merced

Formula: salary × (98.3 ÷ 106.4) = salary × 0.9239. Based on BEA Regional Price Parities.

Housing Market

Fontana, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Fontana has 39.2% lower housing costs compared to Merced.

Income & Job Market

Fontana, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
214,547
Top Industries
ManufacturingLogisticsHealthcareRetailConstruction

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fontana, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.