CostIndexUSA

Fargo, ND vs Fort Collins, CO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Fargo
90.9
overall index
$1,100/mo rent
CO
Fort Collins
101.1
overall index
$1,875/mo rent

Fargo is moderately cheaper than Fort Collins — 11.2% lower overall cost of living.

To match an $80,000 salary in Fargo, you would need $89,000 in Fort Collins. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+48.7%
Fargo
81.1
Fort Collins
120.6
🛒 Groceries≈ Equal
Fargo
95.7
Fort Collins
96.1
🚗 Transportation+9.3%
Fargo
95.9
Fort Collins
104.8
🏥 Healthcare+9.2%
Fargo
86.8
Fort Collins
94.8
Utilities+6.3%
Fargo
77.3
Fort Collins
82.2

Salary Equivalency Calculator

Enter your current salary in Fargo to see what you'd need to earn in Fort Collins to maintain the same purchasing power.

$
Equivalent salary in Fort Collins, CO
$89,000
$9,000 more needed in Fort Collins

Formula: salary × (101.1 ÷ 90.9) = salary × 1.1122. Based on BEA Regional Price Parities.

Housing Market

Fargo, ND

Median Home Price
$313,000
Median Monthly Rent
$1,100
Housing Index
81.1
Price-to-Rent Ratio
23.7×

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Fort Collins has 48.7% higher housing costs compared to Fargo.

Income & Job Market

Fargo, ND

Median Household Income
$72,900
Per Capita Income
$41,600
Unemployment Rate
3.7%
Population
125,990
Top Industries
HealthcareFinanceEducationTechnologyRetail

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fargo, ND
5.5×income-to-rent ratio

82% of income left after rent (median)

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.