CostIndexUSA

Eugene, OR vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableOR
Eugene
101.6
overall index
$1,900/mo rent
CA
Modesto
104.1
overall index
$2,100/mo rent

Eugene is slightly cheaper than Modesto — 2.5% lower overall cost of living.

To match an $80,000 salary in Eugene, you would need $82,000 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+10.3%
Eugene
98.4
Modesto
108.5
🛒 Groceries≈ Equal
Eugene
105.3
Modesto
105.2
🚗 Transportation≈ Equal
Eugene
105.3
Modesto
105.3
🏥 Healthcare≈ Equal
Eugene
95.3
Modesto
95.3
Utilities+48.6%
Eugene
102.5
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Eugene to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$82,000
$2,000 more needed in Modesto

Formula: salary × (104.1 ÷ 101.6) = salary × 1.0246. Based on BEA Regional Price Parities.

Housing Market

Eugene, OR

Median Home Price
$443,000
Median Monthly Rent
$1,900
Housing Index
98.4
Price-to-Rent Ratio
19.4×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Modesto has 10.3% higher housing costs compared to Eugene.

Income & Job Market

Eugene, OR

Median Household Income
$70,400
Per Capita Income
$40,100
Unemployment Rate
5.6%
Population
176,654
Top Industries
EducationHealthcareManufacturingTechnologyRetail

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Eugene, OR
3.1×income-to-rent ratio

68% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.