CostIndexUSA

Eugene, OR vs Louisville, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OR
Eugene
101.6
overall index
$1,900/mo rent
More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent

Louisville is moderately cheaper than Eugene — 8.4% lower overall cost of living.

To match an $80,000 salary in Eugene, you would need $73,300 in Louisville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing20.1%
Eugene
98.4
Louisville
78.6
🛒 Groceries8.6%
Eugene
105.3
Louisville
96.2
🚗 Transportation3.5%
Eugene
105.3
Louisville
101.6
🏥 Healthcare3.5%
Eugene
95.3
Louisville
92
Utilities26.8%
Eugene
102.5
Louisville
75

Salary Equivalency Calculator

Enter your current salary in Eugene to see what you'd need to earn in Louisville to maintain the same purchasing power.

$
Equivalent salary in Louisville, KY
$73,300
$6,700 less needed in Louisville

Formula: salary × (93.1 ÷ 101.6) = salary × 0.9163. Based on BEA Regional Price Parities.

Housing Market

Eugene, OR

Median Home Price
$443,000
Median Monthly Rent
$1,900
Housing Index
98.4
Price-to-Rent Ratio
19.4×

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Eugene has 20.1% lower housing costs compared to Louisville.

Income & Job Market

Eugene, OR

Median Household Income
$70,400
Per Capita Income
$40,100
Unemployment Rate
5.6%
Population
176,654
Top Industries
EducationHealthcareManufacturingTechnologyRetail

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Eugene, OR
3.1×income-to-rent ratio

68% of income left after rent (median)

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.