CostIndexUSA

Durham, NC vs Louisville, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NC
Durham
97.6
overall index
$1,650/mo rent
More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent

Louisville is slightly cheaper than Durham — 4.6% lower overall cost of living.

To match an $80,000 salary in Durham, you would need $76,300 in Louisville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing20.5%
Durham
98.9
Louisville
78.6
🛒 Groceries≈ Equal
Durham
96.6
Louisville
96.2
🚗 Transportation1.5%
Durham
103.1
Louisville
101.6
🏥 Healthcare1.4%
Durham
93.3
Louisville
92
Utilities16.0%
Durham
89.3
Louisville
75

Salary Equivalency Calculator

Enter your current salary in Durham to see what you'd need to earn in Louisville to maintain the same purchasing power.

$
Equivalent salary in Louisville, KY
$76,300
$3,700 less needed in Louisville

Formula: salary × (93.1 ÷ 97.6) = salary × 0.9539. Based on BEA Regional Price Parities.

Housing Market

Durham, NC

Median Home Price
$402,000
Median Monthly Rent
$1,650
Housing Index
98.9
Price-to-Rent Ratio
20.3×

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Durham has 20.5% lower housing costs compared to Louisville.

Income & Job Market

Durham, NC

Median Household Income
$83,300
Per Capita Income
$47,500
Unemployment Rate
3.2%
Population
278,993
Top Industries
TechnologyHealthcareEducationResearchFinance

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Durham, NC
4.2×income-to-rent ratio

76% of income left after rent (median)

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.