CostIndexUSA

Durham, NC vs Indianapolis, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NC
Durham
97.6
overall index
$1,650/mo rent
More AffordableIN
Indianapolis
95.7
overall index
$1,500/mo rent

Indianapolis is slightly cheaper than Durham — 1.9% lower overall cost of living.

To match an $80,000 salary in Durham, you would need $78,400 in Indianapolis. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing10.1%
Durham
98.9
Indianapolis
88.9
🛒 Groceries2.4%
Durham
96.6
Indianapolis
94.3
🚗 Transportation+1.0%
Durham
103.1
Indianapolis
104.1
🏥 Healthcare+1.0%
Durham
93.3
Indianapolis
94.2
Utilities3.2%
Durham
89.3
Indianapolis
86.4

Salary Equivalency Calculator

Enter your current salary in Durham to see what you'd need to earn in Indianapolis to maintain the same purchasing power.

$
Equivalent salary in Indianapolis, IN
$78,400
$1,600 less needed in Indianapolis

Formula: salary × (95.7 ÷ 97.6) = salary × 0.9805. Based on BEA Regional Price Parities.

Housing Market

Durham, NC

Median Home Price
$402,000
Median Monthly Rent
$1,650
Housing Index
98.9
Price-to-Rent Ratio
20.3×

Indianapolis, IN

Median Home Price
$283,000
Median Monthly Rent
$1,500
Housing Index
88.9
Price-to-Rent Ratio
15.7×

Durham has 10.1% lower housing costs compared to Indianapolis.

Income & Job Market

Durham, NC

Median Household Income
$83,300
Per Capita Income
$47,500
Unemployment Rate
3.2%
Population
278,993
Top Industries
TechnologyHealthcareEducationResearchFinance

Indianapolis, IN

Median Household Income
$77,900
Per Capita Income
$44,400
Unemployment Rate
3.4%
Population
887,642
Top Industries
HealthcareManufacturingFinanceLogisticsSports

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Durham, NC
4.2×income-to-rent ratio

76% of income left after rent (median)

Indianapolis, IN
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.