CostIndexUSA

Duluth, MN vs Montgomery, AL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMN
Duluth
88.8
overall index
$1,750/mo rent
AL
Montgomery
89.7
overall index
$1,375/mo rent

Duluth is slightly cheaper than Montgomery — 1.0% lower overall cost of living.

To match an $80,000 salary in Duluth, you would need $80,800 in Montgomery. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing9.6%
Duluth
71.1
Montgomery
64.3
🛒 Groceries+1.2%
Duluth
95.3
Montgomery
96.4
🚗 Transportation+4.9%
Duluth
96.8
Montgomery
101.5
🏥 Healthcare+4.9%
Duluth
87.6
Montgomery
91.9
Utilities2.7%
Duluth
87.3
Montgomery
84.9

Salary Equivalency Calculator

Enter your current salary in Duluth to see what you'd need to earn in Montgomery to maintain the same purchasing power.

$
Equivalent salary in Montgomery, AL
$80,800
$800 more needed in Montgomery

Formula: salary × (89.7 ÷ 88.8) = salary × 1.0101. Based on BEA Regional Price Parities.

Housing Market

Duluth, MN

Median Home Price
$245,000
Median Monthly Rent
$1,750
Housing Index
71.1
Price-to-Rent Ratio
11.7×

Montgomery, AL

Median Home Price
$205,000
Median Monthly Rent
$1,375
Housing Index
64.3
Price-to-Rent Ratio
12.4×

Duluth has 9.6% lower housing costs compared to Montgomery.

Income & Job Market

Duluth, MN

Median Household Income
$70,200
Per Capita Income
$40,000
Unemployment Rate
2.8%
Population
89,127
Top Industries
HealthcareEducationShippingManufacturingTourism

Montgomery, AL

Median Household Income
$62,400
Per Capita Income
$35,600
Unemployment Rate
4%
Population
199,518
Top Industries
GovernmentMilitaryHealthcareManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Duluth, MN
3.3×income-to-rent ratio

70% of income left after rent (median)

Montgomery, AL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.