CostIndexUSA

Duluth, MN vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MN
Duluth
88.8
overall index
$1,750/mo rent
More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent

McAllen is slightly cheaper than Duluth — 3.3% lower overall cost of living.

To match an $80,000 salary in Duluth, you would need $77,400 in McAllen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing21.4%
Duluth
71.1
McAllen
55.9
🛒 Groceries1.6%
Duluth
95.3
McAllen
93.8
🚗 Transportation+4.4%
Duluth
96.8
McAllen
101.1
🏥 Healthcare+4.3%
Duluth
87.6
McAllen
91.4
Utilities7.0%
Duluth
87.3
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Duluth to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$77,400
$2,600 less needed in McAllen

Formula: salary × (85.9 ÷ 88.8) = salary × 0.9673. Based on BEA Regional Price Parities.

Housing Market

Duluth, MN

Median Home Price
$245,000
Median Monthly Rent
$1,750
Housing Index
71.1
Price-to-Rent Ratio
11.7×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Duluth has 21.4% lower housing costs compared to McAllen.

Income & Job Market

Duluth, MN

Median Household Income
$70,200
Per Capita Income
$40,000
Unemployment Rate
2.8%
Population
89,127
Top Industries
HealthcareEducationShippingManufacturingTourism

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Duluth, MN
3.3×income-to-rent ratio

70% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.