CostIndexUSA

Duluth, MN vs Gainesville, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMN
Duluth
88.8
overall index
$1,750/mo rent
FL
Gainesville
96.7
overall index
$1,650/mo rent

Duluth is moderately cheaper than Gainesville — 8.9% lower overall cost of living.

To match an $80,000 salary in Duluth, you would need $87,100 in Gainesville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+30.8%
Duluth
71.1
Gainesville
93
🛒 Groceries+0.9%
Duluth
95.3
Gainesville
96.2
🚗 Transportation+7.2%
Duluth
96.8
Gainesville
103.8
🏥 Healthcare+7.2%
Duluth
87.6
Gainesville
93.9
Utilities+1.0%
Duluth
87.3
Gainesville
88.2

Salary Equivalency Calculator

Enter your current salary in Duluth to see what you'd need to earn in Gainesville to maintain the same purchasing power.

$
Equivalent salary in Gainesville, FL
$87,100
$7,100 more needed in Gainesville

Formula: salary × (96.7 ÷ 88.8) = salary × 1.0890. Based on BEA Regional Price Parities.

Housing Market

Duluth, MN

Median Home Price
$245,000
Median Monthly Rent
$1,750
Housing Index
71.1
Price-to-Rent Ratio
11.7×

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Gainesville has 30.8% higher housing costs compared to Duluth.

Income & Job Market

Duluth, MN

Median Household Income
$70,200
Per Capita Income
$40,000
Unemployment Rate
2.8%
Population
89,127
Top Industries
HealthcareEducationShippingManufacturingTourism

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Duluth, MN
3.3×income-to-rent ratio

70% of income left after rent (median)

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.