CostIndexUSA

Duluth, MN vs Fremont, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMN
Duluth
88.8
overall index
$1,750/mo rent
CA
Fremont
115.6
overall index
$3,075/mo rent

Duluth is dramatically cheaper than Fremont — 30.2% lower overall cost of living.

To match an $80,000 salary in Duluth, you would need $104,100 in Fremont. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+173.8%
Duluth
71.1
Fremont
194.7
🛒 Groceries+13.9%
Duluth
95.3
Fremont
108.5
🚗 Transportation+15.2%
Duluth
96.8
Fremont
111.5
🏥 Healthcare+15.2%
Duluth
87.6
Fremont
100.9
Utilities+97.7%
Duluth
87.3
Fremont
172.6

Salary Equivalency Calculator

Enter your current salary in Duluth to see what you'd need to earn in Fremont to maintain the same purchasing power.

$
Equivalent salary in Fremont, CA
$104,100
$24,100 more needed in Fremont

Formula: salary × (115.6 ÷ 88.8) = salary × 1.3018. Based on BEA Regional Price Parities.

Housing Market

Duluth, MN

Median Home Price
$245,000
Median Monthly Rent
$1,750
Housing Index
71.1
Price-to-Rent Ratio
11.7×

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Fremont has 173.8% higher housing costs compared to Duluth.

Income & Job Market

Duluth, MN

Median Household Income
$70,200
Per Capita Income
$40,000
Unemployment Rate
2.8%
Population
89,127
Top Industries
HealthcareEducationShippingManufacturingTourism

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Duluth, MN
3.3×income-to-rent ratio

70% of income left after rent (median)

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.