CostIndexUSA

Detroit, MI vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MI
Detroit
100.3
overall index
$1,450/mo rent
More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent

South Bend is moderately cheaper than Detroit — 7.4% lower overall cost of living.

To match an $80,000 salary in Detroit, you would need $74,100 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing21.2%
Detroit
94.7
South Bend
74.6
🛒 Groceries4.7%
Detroit
98.8
South Bend
94.2
🚗 Transportation3.2%
Detroit
107.7
South Bend
104.2
🏥 Healthcare3.3%
Detroit
97.5
South Bend
94.3
Utilities18.0%
Detroit
107
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Detroit to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$74,100
$5,900 less needed in South Bend

Formula: salary × (92.9 ÷ 100.3) = salary × 0.9262. Based on BEA Regional Price Parities.

Housing Market

Detroit, MI

Median Home Price
$254,000
Median Monthly Rent
$1,450
Housing Index
94.7
Price-to-Rent Ratio
14.6×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Detroit has 21.2% lower housing costs compared to South Bend.

Income & Job Market

Detroit, MI

Median Household Income
$72,600
Per Capita Income
$41,400
Unemployment Rate
5%
Population
672,795
Top Industries
AutomotiveHealthcareTechnologyFinanceManufacturing

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Detroit, MI
4.2×income-to-rent ratio

76% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.