CostIndexUSA

Des Moines, IA vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Des Moines
91.7
overall index
$1,250/mo rent
IN
South Bend
92.9
overall index
$1,375/mo rent

Des Moines is slightly cheaper than South Bend — 1.3% lower overall cost of living.

To match an $80,000 salary in Des Moines, you would need $81,000 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing11.9%
Des Moines
84.7
South Bend
74.6
🛒 Groceries≈ Equal
Des Moines
93.7
South Bend
94.2
🚗 Transportation+6.8%
Des Moines
97.6
South Bend
104.2
🏥 Healthcare+6.8%
Des Moines
88.3
South Bend
94.3
Utilities+3.7%
Des Moines
84.6
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Des Moines to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$81,000
$1,000 more needed in South Bend

Formula: salary × (92.9 ÷ 91.7) = salary × 1.0131. Based on BEA Regional Price Parities.

Housing Market

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Des Moines has 11.9% lower housing costs compared to South Bend.

Income & Job Market

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.