CostIndexUSA

Des Moines, IA vs San Diego, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Des Moines
91.7
overall index
$1,250/mo rent
CA
San Diego
111.9
overall index
$2,875/mo rent

Des Moines is significantly cheaper than San Diego — 22.0% lower overall cost of living.

To match an $80,000 salary in Des Moines, you would need $97,600 in San Diego. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+111.7%
Des Moines
84.7
San Diego
179.3
🛒 Groceries+15.3%
Des Moines
93.7
San Diego
108
🚗 Transportation+7.2%
Des Moines
97.6
San Diego
104.6
🏥 Healthcare+7.1%
Des Moines
88.3
San Diego
94.6
Utilities+105.9%
Des Moines
84.6
San Diego
174.2

Salary Equivalency Calculator

Enter your current salary in Des Moines to see what you'd need to earn in San Diego to maintain the same purchasing power.

$
Equivalent salary in San Diego, CA
$97,600
$17,600 more needed in San Diego

Formula: salary × (111.9 ÷ 91.7) = salary × 1.2203. Based on BEA Regional Price Parities.

Housing Market

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

San Diego, CA

Median Home Price
$904,000
Median Monthly Rent
$2,875
Housing Index
179.3
Price-to-Rent Ratio
26.2×

San Diego has 111.7% higher housing costs compared to Des Moines.

Income & Job Market

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

San Diego, CA

Median Household Income
$103,700
Per Capita Income
$59,100
Unemployment Rate
4.7%
Population
1,386,932
Top Industries
MilitaryTechnologyTourismBiotechnologyHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

San Diego, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.