CostIndexUSA

Des Moines, IA vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Des Moines
91.7
overall index
$1,250/mo rent
CA
Merced
98.3
overall index
$1,850/mo rent

Des Moines is moderately cheaper than Merced — 7.2% lower overall cost of living.

To match an $80,000 salary in Des Moines, you would need $85,800 in Merced. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing7.2%
Des Moines
84.7
Merced
78.6
🛒 Groceries+12.3%
Des Moines
93.7
Merced
105.2
🚗 Transportation+7.9%
Des Moines
97.6
Merced
105.3
🏥 Healthcare+7.9%
Des Moines
88.3
Merced
95.3
Utilities+87.1%
Des Moines
84.6
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Des Moines to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$85,800
$5,800 more needed in Merced

Formula: salary × (98.3 ÷ 91.7) = salary × 1.0720. Based on BEA Regional Price Parities.

Housing Market

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Des Moines has 7.2% lower housing costs compared to Merced.

Income & Job Market

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.