CostIndexUSA

Des Moines, IA vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

IA
Des Moines
91.7
overall index
$1,250/mo rent
More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent

McAllen is moderately cheaper than Des Moines — 6.3% lower overall cost of living.

To match an $80,000 salary in Des Moines, you would need $74,900 in McAllen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing34.0%
Des Moines
84.7
McAllen
55.9
🛒 Groceries≈ Equal
Des Moines
93.7
McAllen
93.8
🚗 Transportation+3.6%
Des Moines
97.6
McAllen
101.1
🏥 Healthcare+3.5%
Des Moines
88.3
McAllen
91.4
Utilities4.0%
Des Moines
84.6
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Des Moines to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$74,900
$5,100 less needed in McAllen

Formula: salary × (85.9 ÷ 91.7) = salary × 0.9368. Based on BEA Regional Price Parities.

Housing Market

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Des Moines has 34.0% lower housing costs compared to McAllen.

Income & Job Market

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.