CostIndexUSA

Denver, CO vs Oxnard, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCO
Denver
105.8
overall index
$1,850/mo rent
CA
Oxnard
110.5
overall index
$2,975/mo rent

Denver is slightly cheaper than Oxnard — 4.4% lower overall cost of living.

To match an $80,000 salary in Denver, you would need $83,600 in Oxnard. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+16.5%
Denver
146.9
Oxnard
171.1
🛒 Groceries+4.2%
Denver
101
Oxnard
105.2
🚗 Transportation+0.9%
Denver
104.4
Oxnard
105.3
🏥 Healthcare+0.8%
Denver
94.5
Oxnard
95.3
Utilities+73.9%
Denver
87.9
Oxnard
152.9

Salary Equivalency Calculator

Enter your current salary in Denver to see what you'd need to earn in Oxnard to maintain the same purchasing power.

$
Equivalent salary in Oxnard, CA
$83,600
$3,600 more needed in Oxnard

Formula: salary × (110.5 ÷ 105.8) = salary × 1.0444. Based on BEA Regional Price Parities.

Housing Market

Denver, CO

Median Home Price
$559,000
Median Monthly Rent
$1,850
Housing Index
146.9
Price-to-Rent Ratio
25.2×

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Oxnard has 16.5% higher housing costs compared to Denver.

Income & Job Market

Denver, CO

Median Household Income
$103,100
Per Capita Income
$58,800
Unemployment Rate
3.6%
Population
715,522
Top Industries
TechnologyAerospaceEnergyHealthcareTourism

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Denver, CO
4.6×income-to-rent ratio

78% of income left after rent (median)

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.