CostIndexUSA

Daytona Beach, FL vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Daytona Beach
99.4
overall index
$1,625/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Daytona Beach — 11.9% lower overall cost of living.

To match an $80,000 salary in Daytona Beach, you would need $70,500 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing39.9%
Daytona Beach
108.4
St. Cloud
65.1
🛒 Groceries0.8%
Daytona Beach
96.2
St. Cloud
95.4
🚗 Transportation6.7%
Daytona Beach
103.8
St. Cloud
96.8
🏥 Healthcare6.7%
Daytona Beach
93.9
St. Cloud
87.6
Utilities+1.3%
Daytona Beach
87.6
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Daytona Beach to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$70,500
$9,500 less needed in St. Cloud

Formula: salary × (87.6 ÷ 99.4) = salary × 0.8813. Based on BEA Regional Price Parities.

Housing Market

Daytona Beach, FL

Median Home Price
$415,000
Median Monthly Rent
$1,625
Housing Index
108.4
Price-to-Rent Ratio
21.3×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Daytona Beach has 39.9% lower housing costs compared to St. Cloud.

Income & Job Market

Daytona Beach, FL

Median Household Income
$67,200
Per Capita Income
$38,300
Unemployment Rate
3.9%
Population
71,922
Top Industries
TourismHealthcareManufacturingAutomotiveRetail

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Daytona Beach, FL
3.4×income-to-rent ratio

71% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.