CostIndexUSA

Dayton, OH vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OH
Dayton
92.7
overall index
$1,300/mo rent
More AffordableOH
Toledo
91.5
overall index
$1,150/mo rent

Toledo is slightly cheaper than Dayton — 1.3% lower overall cost of living.

To match an $80,000 salary in Dayton, you would need $79,000 in Toledo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing7.4%
Dayton
72.7
Toledo
67.3
🛒 Groceries≈ Equal
Dayton
93.6
Toledo
93.6
🚗 Transportation≈ Equal
Dayton
103.9
Toledo
103.9
🏥 Healthcare≈ Equal
Dayton
94
Toledo
94
Utilities+0.9%
Dayton
95.4
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in Dayton to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$79,000
$1,000 less needed in Toledo

Formula: salary × (91.5 ÷ 92.7) = salary × 0.9871. Based on BEA Regional Price Parities.

Housing Market

Dayton, OH

Median Home Price
$360,000
Median Monthly Rent
$1,300
Housing Index
72.7
Price-to-Rent Ratio
23.1×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

Dayton has 7.4% lower housing costs compared to Toledo.

Income & Job Market

Dayton, OH

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
4.5%
Population
137,630
Top Industries
ManufacturingHealthcareMilitaryEducationGovernment

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Dayton, OH
4.3×income-to-rent ratio

77% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.