CostIndexUSA

Dayton, OH vs Louisville, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostOH
Dayton
92.7
overall index
$1,300/mo rent
KY
Louisville
93.1
overall index
$1,350/mo rent

Dayton and Louisville have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+8.1%
Dayton
72.7
Louisville
78.6
🛒 Groceries+2.8%
Dayton
93.6
Louisville
96.2
🚗 Transportation2.2%
Dayton
103.9
Louisville
101.6
🏥 Healthcare2.1%
Dayton
94
Louisville
92
Utilities21.4%
Dayton
95.4
Louisville
75

Salary Equivalency Calculator

Enter your current salary in Dayton to see what you'd need to earn in Louisville to maintain the same purchasing power.

$
Equivalent salary in Louisville, KY
$80,300
$300 more needed in Louisville

Formula: salary × (93.1 ÷ 92.7) = salary × 1.0043. Based on BEA Regional Price Parities.

Housing Market

Dayton, OH

Median Home Price
$360,000
Median Monthly Rent
$1,300
Housing Index
72.7
Price-to-Rent Ratio
23.1×

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Louisville has 8.1% higher housing costs compared to Dayton.

Income & Job Market

Dayton, OH

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
4.5%
Population
137,630
Top Industries
ManufacturingHealthcareMilitaryEducationGovernment

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Dayton, OH
4.3×income-to-rent ratio

77% of income left after rent (median)

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.