CostIndexUSA

Dallas, TX vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Dallas
103.1
overall index
$1,625/mo rent
CA
Modesto
104.1
overall index
$2,100/mo rent

Dallas is slightly cheaper than Modesto — 1.0% lower overall cost of living.

To match an $80,000 salary in Dallas, you would need $80,800 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing8.0%
Dallas
117.9
Modesto
108.5
🛒 Groceries+2.3%
Dallas
102.8
Modesto
105.2
🚗 Transportation+0.6%
Dallas
104.7
Modesto
105.3
🏥 Healthcare+0.6%
Dallas
94.7
Modesto
95.3
Utilities+67.9%
Dallas
90.7
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Dallas to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$80,800
$800 more needed in Modesto

Formula: salary × (104.1 ÷ 103.1) = salary × 1.0097. Based on BEA Regional Price Parities.

Housing Market

Dallas, TX

Median Home Price
$358,000
Median Monthly Rent
$1,625
Housing Index
117.9
Price-to-Rent Ratio
18.4×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Dallas has 8.0% lower housing costs compared to Modesto.

Income & Job Market

Dallas, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
1,304,379
Top Industries
FinanceTechnologyHealthcareTelecommunicationsReal Estate

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Dallas, TX
4.5×income-to-rent ratio

78% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.