CostIndexUSA

Columbus, OH vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OH
Columbus
95.5
overall index
$1,450/mo rent
More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent

Saginaw is slightly cheaper than Columbus — 4.8% lower overall cost of living.

To match an $80,000 salary in Columbus, you would need $76,100 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing27.6%
Columbus
87.9
Saginaw
63.6
🛒 Groceries≈ Equal
Columbus
93.6
Saginaw
93.7
🚗 Transportation+0.6%
Columbus
103.9
Saginaw
104.5
🏥 Healthcare+0.6%
Columbus
94
Saginaw
94.6
Utilities≈ Equal
Columbus
95.5
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Columbus to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$76,100
$3,900 less needed in Saginaw

Formula: salary × (90.9 ÷ 95.5) = salary × 0.9518. Based on BEA Regional Price Parities.

Housing Market

Columbus, OH

Median Home Price
$317,000
Median Monthly Rent
$1,450
Housing Index
87.9
Price-to-Rent Ratio
18.2×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Columbus has 27.6% lower housing costs compared to Saginaw.

Income & Job Market

Columbus, OH

Median Household Income
$77,400
Per Capita Income
$44,100
Unemployment Rate
3.5%
Population
905,748
Top Industries
FinanceRetailHealthcareEducationGovernment

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Columbus, OH
4.4×income-to-rent ratio

78% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.