CostIndexUSA

Columbia, SC vs Jersey City, NJ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableSC
Columbia
93.7
overall index
$1,550/mo rent
NJ
Jersey City
112.6
overall index
$3,225/mo rent

Columbia is significantly cheaper than Jersey City — 20.2% lower overall cost of living.

To match an $80,000 salary in Columbia, you would need $96,100 in Jersey City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+86.9%
Columbia
79.5
Jersey City
148.6
🛒 Groceries+14.5%
Columbia
96.3
Jersey City
110.3
🚗 Transportation+7.7%
Columbia
103.2
Jersey City
111.1
🏥 Healthcare+7.6%
Columbia
93.4
Jersey City
100.5
Utilities+43.8%
Columbia
88.3
Jersey City
127

Salary Equivalency Calculator

Enter your current salary in Columbia to see what you'd need to earn in Jersey City to maintain the same purchasing power.

$
Equivalent salary in Jersey City, NJ
$96,100
$16,100 more needed in Jersey City

Formula: salary × (112.6 ÷ 93.7) = salary × 1.2017. Based on BEA Regional Price Parities.

Housing Market

Columbia, SC

Median Home Price
$248,000
Median Monthly Rent
$1,550
Housing Index
79.5
Price-to-Rent Ratio
13.3×

Jersey City, NJ

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Jersey City has 86.9% higher housing costs compared to Columbia.

Income & Job Market

Columbia, SC

Median Household Income
$67,200
Per Capita Income
$38,300
Unemployment Rate
5.3%
Population
136,632
Top Industries
GovernmentMilitaryHealthcareEducationFinance

Jersey City, NJ

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Columbia, SC
3.6×income-to-rent ratio

72% of income left after rent (median)

Jersey City, NJ
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.