CostIndexUSA

Clarksville, TN vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TN
Clarksville
90.9
overall index
$1,350/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is slightly cheaper than Clarksville — 3.6% lower overall cost of living.

To match an $80,000 salary in Clarksville, you would need $77,100 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing11.8%
Clarksville
73.8
St. Cloud
65.1
🛒 Groceries0.8%
Clarksville
96.2
St. Cloud
95.4
🚗 Transportation3.5%
Clarksville
100.3
St. Cloud
96.8
🏥 Healthcare3.4%
Clarksville
90.7
St. Cloud
87.6
Utilities+22.3%
Clarksville
72.5
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Clarksville to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$77,100
$2,900 less needed in St. Cloud

Formula: salary × (87.6 ÷ 90.9) = salary × 0.9637. Based on BEA Regional Price Parities.

Housing Market

Clarksville, TN

Median Home Price
$289,000
Median Monthly Rent
$1,350
Housing Index
73.8
Price-to-Rent Ratio
17.8×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Clarksville has 11.8% lower housing costs compared to St. Cloud.

Income & Job Market

Clarksville, TN

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
5.6%
Population
166,722
Top Industries
MilitaryHealthcareManufacturingRetailEducation

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Clarksville, TN
4.1×income-to-rent ratio

76% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.