CostIndexUSA

Cincinnati, OH vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostOH
Cincinnati
95.4
overall index
$1,525/mo rent
FL
Ocala
95.2
overall index
$1,600/mo rent

Cincinnati and Ocala have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing1.6%
Cincinnati
87.6
Ocala
86.2
🛒 Groceries+2.6%
Cincinnati
93.8
Ocala
96.2
🚗 Transportation≈ Equal
Cincinnati
104
Ocala
103.8
🏥 Healthcare≈ Equal
Cincinnati
94.1
Ocala
93.9
Utilities4.3%
Cincinnati
91
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Cincinnati to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$79,800
$200 less needed in Ocala

Formula: salary × (95.2 ÷ 95.4) = salary × 0.9979. Based on BEA Regional Price Parities.

Housing Market

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Cincinnati has 1.6% lower housing costs compared to Ocala.

Income & Job Market

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.