CostIndexUSA

Chico, CA vs Fort Collins, CO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostCA
Chico
101.2
overall index
$1,575/mo rent
CO
Fort Collins
101.1
overall index
$1,875/mo rent

Chico and Fort Collins have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+31.2%
Chico
91.9
Fort Collins
120.6
🛒 Groceries8.7%
Chico
105.2
Fort Collins
96.1
🚗 Transportation≈ Equal
Chico
105.3
Fort Collins
104.8
🏥 Healthcare≈ Equal
Chico
95.3
Fort Collins
94.8
Utilities48.2%
Chico
158.8
Fort Collins
82.2

Salary Equivalency Calculator

Enter your current salary in Chico to see what you'd need to earn in Fort Collins to maintain the same purchasing power.

$
Equivalent salary in Fort Collins, CO
$79,900
$100 less needed in Fort Collins

Formula: salary × (101.1 ÷ 101.2) = salary × 0.9990. Based on BEA Regional Price Parities.

Housing Market

Chico, CA

Median Home Price
$390,000
Median Monthly Rent
$1,575
Housing Index
91.9
Price-to-Rent Ratio
20.6×

Fort Collins, CO

Median Home Price
$540,000
Median Monthly Rent
$1,875
Housing Index
120.6
Price-to-Rent Ratio
24.0×

Fort Collins has 31.2% higher housing costs compared to Chico.

Income & Job Market

Chico, CA

Median Household Income
$63,200
Per Capita Income
$36,000
Unemployment Rate
6.9%
Population
101,475
Top Industries
EducationHealthcareAgricultureManufacturingRetail

Fort Collins, CO

Median Household Income
$88,200
Per Capita Income
$50,300
Unemployment Rate
4.5%
Population
164,672
Top Industries
TechnologyEducationHealthcareAgricultureManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chico, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Fort Collins, CO
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.