CostIndexUSA

Chico, CA vs El Paso, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Chico
101.2
overall index
$1,575/mo rent
More AffordableTX
El Paso
89.9
overall index
$1,500/mo rent

El Paso is moderately cheaper than Chico — 11.2% lower overall cost of living.

To match an $80,000 salary in Chico, you would need $71,100 in El Paso. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing22.5%
Chico
91.9
El Paso
71.2
🛒 Groceries10.8%
Chico
105.2
El Paso
93.8
🚗 Transportation4.0%
Chico
105.3
El Paso
101.1
🏥 Healthcare4.1%
Chico
95.3
El Paso
91.4
Utilities48.0%
Chico
158.8
El Paso
82.6

Salary Equivalency Calculator

Enter your current salary in Chico to see what you'd need to earn in El Paso to maintain the same purchasing power.

$
Equivalent salary in El Paso, TX
$71,100
$8,900 less needed in El Paso

Formula: salary × (89.9 ÷ 101.2) = salary × 0.8883. Based on BEA Regional Price Parities.

Housing Market

Chico, CA

Median Home Price
$390,000
Median Monthly Rent
$1,575
Housing Index
91.9
Price-to-Rent Ratio
20.6×

El Paso, TX

Median Home Price
$226,000
Median Monthly Rent
$1,500
Housing Index
71.2
Price-to-Rent Ratio
12.6×

Chico has 22.5% lower housing costs compared to El Paso.

Income & Job Market

Chico, CA

Median Household Income
$63,200
Per Capita Income
$36,000
Unemployment Rate
6.9%
Population
101,475
Top Industries
EducationHealthcareAgricultureManufacturingRetail

El Paso, TX

Median Household Income
$59,000
Per Capita Income
$33,600
Unemployment Rate
4.2%
Population
678,815
Top Industries
GovernmentMilitaryHealthcareRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chico, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

El Paso, TX
3.3×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.