CostIndexUSA

Chicago, IL vs Kansas City, MO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

IL
Chicago
103.6
overall index
$2,100/mo rent
More AffordableMO
Kansas City
92.5
overall index
$1,450/mo rent

Kansas City is moderately cheaper than Chicago — 10.7% lower overall cost of living.

To match an $80,000 salary in Chicago, you would need $71,400 in Kansas City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing22.7%
Chicago
112
Kansas City
86.6
🛒 Groceries12.3%
Chicago
107.3
Kansas City
94.1
🚗 Transportation7.1%
Chicago
105.5
Kansas City
98
🏥 Healthcare7.1%
Chicago
95.5
Kansas City
88.7
Utilities+6.5%
Chicago
83.6
Kansas City
89

Salary Equivalency Calculator

Enter your current salary in Chicago to see what you'd need to earn in Kansas City to maintain the same purchasing power.

$
Equivalent salary in Kansas City, MO
$71,400
$8,600 less needed in Kansas City

Formula: salary × (92.5 ÷ 103.6) = salary × 0.8929. Based on BEA Regional Price Parities.

Housing Market

Chicago, IL

Median Home Price
$334,000
Median Monthly Rent
$2,100
Housing Index
112
Price-to-Rent Ratio
13.3×

Kansas City, MO

Median Home Price
$312,000
Median Monthly Rent
$1,450
Housing Index
86.6
Price-to-Rent Ratio
17.9×

Chicago has 22.7% lower housing costs compared to Kansas City.

Income & Job Market

Chicago, IL

Median Household Income
$87,100
Per Capita Income
$49,600
Unemployment Rate
4.9%
Population
2,693,976
Top Industries
FinanceHealthcareManufacturingTechnologyRetail

Kansas City, MO

Median Household Income
$79,800
Per Capita Income
$45,500
Unemployment Rate
2.9%
Population
508,394
Top Industries
FinanceHealthcareManufacturingLogisticsGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chicago, IL
3.5×income-to-rent ratio

71% of income left after rent (median)

Kansas City, MO
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.