CostIndexUSA

Chesapeake, VA vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

VA
Chesapeake
97.9
overall index
$1,800/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than Chesapeake — 5.3% lower overall cost of living.

To match an $80,000 salary in Chesapeake, you would need $75,800 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing33.8%
Chesapeake
99.8
Utica
66.1
🛒 Groceries+3.0%
Chesapeake
96.8
Utica
99.7
🚗 Transportation0.9%
Chesapeake
103.5
Utica
102.6
🏥 Healthcare0.9%
Chesapeake
93.7
Utica
92.9
Utilities+47.2%
Chesapeake
89.6
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Chesapeake to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$75,800
$4,200 less needed in Utica

Formula: salary × (92.7 ÷ 97.9) = salary × 0.9469. Based on BEA Regional Price Parities.

Housing Market

Chesapeake, VA

Median Home Price
$360,000
Median Monthly Rent
$1,800
Housing Index
99.8
Price-to-Rent Ratio
16.7×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Chesapeake has 33.8% lower housing costs compared to Utica.

Income & Job Market

Chesapeake, VA

Median Household Income
$79,300
Per Capita Income
$45,200
Unemployment Rate
4.3%
Population
249,422
Top Industries
MilitaryHealthcareRetailManufacturingGovernment

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chesapeake, VA
3.7×income-to-rent ratio

73% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.