CostIndexUSA

Chattanooga, TN vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostTN
Chattanooga
91.5
overall index
$1,500/mo rent
OH
Toledo
91.5
overall index
$1,150/mo rent

Chattanooga and Toledo have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing12.1%
Chattanooga
76.6
Toledo
67.3
🛒 Groceries2.5%
Chattanooga
96
Toledo
93.6
🚗 Transportation+3.8%
Chattanooga
100.1
Toledo
103.9
🏥 Healthcare+3.9%
Chattanooga
90.5
Toledo
94
Utilities+29.8%
Chattanooga
74.2
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$80,000
Same salary works in both cities

Formula: salary × (91.5 ÷ 91.5) = salary × 1.0000. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

Chattanooga has 12.1% lower housing costs compared to Toledo.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.