CostIndexUSA

Chattanooga, TN vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
IN
South Bend
92.9
overall index
$1,375/mo rent

Chattanooga is slightly cheaper than South Bend — 1.5% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $81,200 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing2.6%
Chattanooga
76.6
South Bend
74.6
🛒 Groceries1.9%
Chattanooga
96
South Bend
94.2
🚗 Transportation+4.1%
Chattanooga
100.1
South Bend
104.2
🏥 Healthcare+4.2%
Chattanooga
90.5
South Bend
94.3
Utilities+18.2%
Chattanooga
74.2
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$81,200
$1,200 more needed in South Bend

Formula: salary × (92.9 ÷ 91.5) = salary × 1.0153. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Chattanooga has 2.6% lower housing costs compared to South Bend.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.