CostIndexUSA

Chattanooga, TN vs Santa Ana, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
CA
Santa Ana
113.6
overall index
$2,550/mo rent

Chattanooga is significantly cheaper than Santa Ana — 24.2% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $99,300 in Santa Ana. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+122.5%
Chattanooga
76.6
Santa Ana
170.4
🛒 Groceries+11.0%
Chattanooga
96
Santa Ana
106.6
🚗 Transportation+9.5%
Chattanooga
100.1
Santa Ana
109.6
🏥 Healthcare+9.5%
Chattanooga
90.5
Santa Ana
99.1
Utilities+113.7%
Chattanooga
74.2
Santa Ana
158.6

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Santa Ana to maintain the same purchasing power.

$
Equivalent salary in Santa Ana, CA
$99,300
$19,300 more needed in Santa Ana

Formula: salary × (113.6 ÷ 91.5) = salary × 1.2415. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Santa Ana, CA

Median Home Price
$565,000
Median Monthly Rent
$2,550
Housing Index
170.4
Price-to-Rent Ratio
18.5×

Santa Ana has 122.5% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Santa Ana, CA

Median Household Income
$92,000
Per Capita Income
$52,400
Unemployment Rate
5.5%
Population
310,227
Top Industries
HealthcareManufacturingRetailEducationFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Santa Ana, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.