CostIndexUSA

Chattanooga, TN vs Reading, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
PA
Reading
97.1
overall index
$1,400/mo rent

Chattanooga is moderately cheaper than Reading — 6.1% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $84,900 in Reading. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+11.5%
Chattanooga
76.6
Reading
85.4
🛒 Groceries+4.9%
Chattanooga
96
Reading
100.7
🚗 Transportation+2.5%
Chattanooga
100.1
Reading
102.6
🏥 Healthcare+2.5%
Chattanooga
90.5
Reading
92.8
Utilities+45.8%
Chattanooga
74.2
Reading
108.2

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Reading to maintain the same purchasing power.

$
Equivalent salary in Reading, PA
$84,900
$4,900 more needed in Reading

Formula: salary × (97.1 ÷ 91.5) = salary × 1.0612. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Reading, PA

Median Home Price
$299,000
Median Monthly Rent
$1,400
Housing Index
85.4
Price-to-Rent Ratio
17.8×

Reading has 11.5% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Reading, PA

Median Household Income
$75,700
Per Capita Income
$43,100
Unemployment Rate
5%
Population
95,112
Top Industries
HealthcareManufacturingRetailEducationLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Reading, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.