CostIndexUSA

Chattanooga, TN vs Raleigh, NC Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
NC
Raleigh
98.2
overall index
$1,650/mo rent

Chattanooga is moderately cheaper than Raleigh — 7.3% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $85,900 in Raleigh. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+35.1%
Chattanooga
76.6
Raleigh
103.5
🛒 Groceries+0.6%
Chattanooga
96
Raleigh
96.6
🚗 Transportation+3.0%
Chattanooga
100.1
Raleigh
103.1
🏥 Healthcare+3.1%
Chattanooga
90.5
Raleigh
93.3
Utilities+19.9%
Chattanooga
74.2
Raleigh
89

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Raleigh to maintain the same purchasing power.

$
Equivalent salary in Raleigh, NC
$85,900
$5,900 more needed in Raleigh

Formula: salary × (98.2 ÷ 91.5) = salary × 1.0732. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Raleigh, NC

Median Home Price
$428,000
Median Monthly Rent
$1,650
Housing Index
103.5
Price-to-Rent Ratio
21.6×

Raleigh has 35.1% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Raleigh, NC

Median Household Income
$96,100
Per Capita Income
$54,800
Unemployment Rate
3.5%
Population
467,665
Top Industries
TechnologyEducationHealthcareFinanceGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Raleigh, NC
4.9×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.