CostIndexUSA

Chattanooga, TN vs Mobile, AL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TN
Chattanooga
91.5
overall index
$1,500/mo rent
More AffordableAL
Mobile
88.1
overall index
$1,250/mo rent

Mobile is slightly cheaper than Chattanooga — 3.7% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $77,000 in Mobile. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing21.5%
Chattanooga
76.6
Mobile
60.1
🛒 Groceries≈ Equal
Chattanooga
96
Mobile
96.4
🚗 Transportation+1.4%
Chattanooga
100.1
Mobile
101.5
🏥 Healthcare+1.5%
Chattanooga
90.5
Mobile
91.9
Utilities+13.5%
Chattanooga
74.2
Mobile
84.2

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Mobile to maintain the same purchasing power.

$
Equivalent salary in Mobile, AL
$77,000
$3,000 less needed in Mobile

Formula: salary × (88.1 ÷ 91.5) = salary × 0.9628. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Mobile, AL

Median Home Price
$187,000
Median Monthly Rent
$1,250
Housing Index
60.1
Price-to-Rent Ratio
12.5×

Chattanooga has 21.5% lower housing costs compared to Mobile.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Mobile, AL

Median Household Income
$55,400
Per Capita Income
$31,600
Unemployment Rate
3.1%
Population
187,041
Top Industries
HealthcareManufacturingLogisticsMilitaryAerospace

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Mobile, AL
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.