CostIndexUSA

Chattanooga, TN vs Lubbock, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostTN
Chattanooga
91.5
overall index
$1,500/mo rent
TX
Lubbock
91.3
overall index
$1,350/mo rent

Chattanooga and Lubbock have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing≈ Equal
Chattanooga
76.6
Lubbock
76.4
🛒 Groceries2.3%
Chattanooga
96
Lubbock
93.8
🚗 Transportation+1.0%
Chattanooga
100.1
Lubbock
101.1
🏥 Healthcare+1.0%
Chattanooga
90.5
Lubbock
91.4
Utilities+11.6%
Chattanooga
74.2
Lubbock
82.8

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Lubbock to maintain the same purchasing power.

$
Equivalent salary in Lubbock, TX
$79,800
$200 less needed in Lubbock

Formula: salary × (91.3 ÷ 91.5) = salary × 0.9978. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Lubbock, TX

Median Home Price
$206,000
Median Monthly Rent
$1,350
Housing Index
76.4
Price-to-Rent Ratio
12.7×

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Lubbock, TX

Median Household Income
$57,100
Per Capita Income
$32,500
Unemployment Rate
3.9%
Population
258,862
Top Industries
EducationHealthcareAgricultureManufacturingGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Lubbock, TX
3.5×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.