CostIndexUSA

Chattanooga, TN vs Irving, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
TX
Irving
103.1
overall index
$1,775/mo rent

Chattanooga is moderately cheaper than Irving — 12.7% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $90,100 in Irving. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+53.9%
Chattanooga
76.6
Irving
117.9
🛒 Groceries+7.1%
Chattanooga
96
Irving
102.8
🚗 Transportation+4.6%
Chattanooga
100.1
Irving
104.7
🏥 Healthcare+4.6%
Chattanooga
90.5
Irving
94.7
Utilities+22.2%
Chattanooga
74.2
Irving
90.7

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Irving to maintain the same purchasing power.

$
Equivalent salary in Irving, TX
$90,100
$10,100 more needed in Irving

Formula: salary × (103.1 ÷ 91.5) = salary × 1.1268. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Irving, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Irving has 53.9% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Irving, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
256,684
Top Industries
TechnologyFinanceManufacturingLogisticsHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Irving, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.