CostIndexUSA

Chattanooga, TN vs Fremont, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
CA
Fremont
115.6
overall index
$3,075/mo rent

Chattanooga is significantly cheaper than Fremont — 26.3% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $101,100 in Fremont. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+154.2%
Chattanooga
76.6
Fremont
194.7
🛒 Groceries+13.0%
Chattanooga
96
Fremont
108.5
🚗 Transportation+11.4%
Chattanooga
100.1
Fremont
111.5
🏥 Healthcare+11.5%
Chattanooga
90.5
Fremont
100.9
Utilities+132.6%
Chattanooga
74.2
Fremont
172.6

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Fremont to maintain the same purchasing power.

$
Equivalent salary in Fremont, CA
$101,100
$21,100 more needed in Fremont

Formula: salary × (115.6 ÷ 91.5) = salary × 1.2634. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Fremont has 154.2% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.