CostIndexUSA

Chattanooga, TN vs Des Moines, IA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostTN
Chattanooga
91.5
overall index
$1,500/mo rent
IA
Des Moines
91.7
overall index
$1,250/mo rent

Chattanooga and Des Moines have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+10.6%
Chattanooga
76.6
Des Moines
84.7
🛒 Groceries2.4%
Chattanooga
96
Des Moines
93.7
🚗 Transportation2.5%
Chattanooga
100.1
Des Moines
97.6
🏥 Healthcare2.4%
Chattanooga
90.5
Des Moines
88.3
Utilities+14.0%
Chattanooga
74.2
Des Moines
84.6

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Des Moines to maintain the same purchasing power.

$
Equivalent salary in Des Moines, IA
$80,200
$200 more needed in Des Moines

Formula: salary × (91.7 ÷ 91.5) = salary × 1.0022. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Des Moines, IA

Median Home Price
$285,000
Median Monthly Rent
$1,250
Housing Index
84.7
Price-to-Rent Ratio
19.0×

Des Moines has 10.6% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Des Moines, IA

Median Household Income
$82,700
Per Capita Income
$47,100
Unemployment Rate
3.1%
Population
214,237
Top Industries
FinanceInsuranceHealthcareGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Des Moines, IA
5.5×income-to-rent ratio

82% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.