CostIndexUSA

Chattanooga, TN vs Dayton, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
OH
Dayton
92.7
overall index
$1,300/mo rent

Chattanooga is slightly cheaper than Dayton — 1.3% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $81,000 in Dayton. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing5.1%
Chattanooga
76.6
Dayton
72.7
🛒 Groceries2.5%
Chattanooga
96
Dayton
93.6
🚗 Transportation+3.8%
Chattanooga
100.1
Dayton
103.9
🏥 Healthcare+3.9%
Chattanooga
90.5
Dayton
94
Utilities+28.6%
Chattanooga
74.2
Dayton
95.4

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Dayton to maintain the same purchasing power.

$
Equivalent salary in Dayton, OH
$81,000
$1,000 more needed in Dayton

Formula: salary × (92.7 ÷ 91.5) = salary × 1.0131. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Dayton, OH

Median Home Price
$360,000
Median Monthly Rent
$1,300
Housing Index
72.7
Price-to-Rent Ratio
23.1×

Chattanooga has 5.1% lower housing costs compared to Dayton.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Dayton, OH

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
4.5%
Population
137,630
Top Industries
ManufacturingHealthcareMilitaryEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Dayton, OH
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.