CostIndexUSA

Chattanooga, TN vs Columbia, MO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TN
Chattanooga
91.5
overall index
$1,500/mo rent
More AffordableMO
Columbia
89.4
overall index
$1,350/mo rent

Columbia is slightly cheaper than Chattanooga — 2.3% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $78,200 in Columbia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing9.7%
Chattanooga
76.6
Columbia
69.2
🛒 Groceries1.9%
Chattanooga
96
Columbia
94.2
🚗 Transportation2.4%
Chattanooga
100.1
Columbia
97.7
🏥 Healthcare2.3%
Chattanooga
90.5
Columbia
88.4
Utilities+15.9%
Chattanooga
74.2
Columbia
86

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Columbia to maintain the same purchasing power.

$
Equivalent salary in Columbia, MO
$78,200
$1,800 less needed in Columbia

Formula: salary × (89.4 ÷ 91.5) = salary × 0.9770. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Columbia, MO

Median Home Price
$308,000
Median Monthly Rent
$1,350
Housing Index
69.2
Price-to-Rent Ratio
19.0×

Chattanooga has 9.7% lower housing costs compared to Columbia.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Columbia, MO

Median Household Income
$69,400
Per Capita Income
$39,600
Unemployment Rate
2.9%
Population
126,254
Top Industries
EducationHealthcareGovernmentTechnologyFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Columbia, MO
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.