CostIndexUSA

Charlottesville, VA vs Tampa, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableVA
Charlottesville
99.1
overall index
$1,950/mo rent
FL
Tampa
100.9
overall index
$1,975/mo rent

Charlottesville is slightly cheaper than Tampa — 1.8% lower overall cost of living.

To match an $80,000 salary in Charlottesville, you would need $81,500 in Tampa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+17.6%
Charlottesville
107
Tampa
125.8
🛒 Groceries1.3%
Charlottesville
96.8
Tampa
95.5
🚗 Transportation1.1%
Charlottesville
103.5
Tampa
102.4
🏥 Healthcare1.1%
Charlottesville
93.7
Tampa
92.7
Utilities0.6%
Charlottesville
89
Tampa
88.5

Salary Equivalency Calculator

Enter your current salary in Charlottesville to see what you'd need to earn in Tampa to maintain the same purchasing power.

$
Equivalent salary in Tampa, FL
$81,500
$1,500 more needed in Tampa

Formula: salary × (100.9 ÷ 99.1) = salary × 1.0182. Based on BEA Regional Price Parities.

Housing Market

Charlottesville, VA

Median Home Price
$455,000
Median Monthly Rent
$1,950
Housing Index
107
Price-to-Rent Ratio
19.4×

Tampa, FL

Median Home Price
$352,000
Median Monthly Rent
$1,975
Housing Index
125.8
Price-to-Rent Ratio
14.9×

Tampa has 17.6% higher housing costs compared to Charlottesville.

Income & Job Market

Charlottesville, VA

Median Household Income
$92,300
Per Capita Income
$52,600
Unemployment Rate
2.3%
Population
46,553
Top Industries
EducationHealthcareTechnologyGovernmentTourism

Tampa, FL

Median Household Income
$72,700
Per Capita Income
$41,400
Unemployment Rate
4.1%
Population
399,700
Top Industries
FinanceHealthcareTourismTechnologyLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charlottesville, VA
3.9×income-to-rent ratio

75% of income left after rent (median)

Tampa, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.