CostIndexUSA

Charlottesville, VA vs Santa Barbara, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableVA
Charlottesville
99.1
overall index
$1,950/mo rent
CA
Santa Barbara
108.8
overall index
$2,275/mo rent

Charlottesville is moderately cheaper than Santa Barbara — 9.8% lower overall cost of living.

To match an $80,000 salary in Charlottesville, you would need $87,800 in Santa Barbara. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+41.5%
Charlottesville
107
Santa Barbara
151.4
🛒 Groceries+8.7%
Charlottesville
96.8
Santa Barbara
105.2
🚗 Transportation+1.7%
Charlottesville
103.5
Santa Barbara
105.3
🏥 Healthcare+1.7%
Charlottesville
93.7
Santa Barbara
95.3
Utilities+68.3%
Charlottesville
89
Santa Barbara
149.8

Salary Equivalency Calculator

Enter your current salary in Charlottesville to see what you'd need to earn in Santa Barbara to maintain the same purchasing power.

$
Equivalent salary in Santa Barbara, CA
$87,800
$7,800 more needed in Santa Barbara

Formula: salary × (108.8 ÷ 99.1) = salary × 1.0979. Based on BEA Regional Price Parities.

Housing Market

Charlottesville, VA

Median Home Price
$455,000
Median Monthly Rent
$1,950
Housing Index
107
Price-to-Rent Ratio
19.4×

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Santa Barbara has 41.5% higher housing costs compared to Charlottesville.

Income & Job Market

Charlottesville, VA

Median Household Income
$92,300
Per Capita Income
$52,600
Unemployment Rate
2.3%
Population
46,553
Top Industries
EducationHealthcareTechnologyGovernmentTourism

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charlottesville, VA
3.9×income-to-rent ratio

75% of income left after rent (median)

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.