CostIndexUSA

Charlotte, NC vs Fresno, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNC
Charlotte
97.3
overall index
$1,700/mo rent
CA
Fresno
102.2
overall index
$1,850/mo rent

Charlotte is moderately cheaper than Fresno — 5.0% lower overall cost of living.

To match an $80,000 salary in Charlotte, you would need $84,000 in Fresno. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing1.9%
Charlotte
97.6
Fresno
95.7
🛒 Groceries+8.9%
Charlotte
96.6
Fresno
105.2
🚗 Transportation+2.1%
Charlotte
103.1
Fresno
105.3
🏥 Healthcare+2.1%
Charlotte
93.3
Fresno
95.3
Utilities+80.5%
Charlotte
89.2
Fresno
161

Salary Equivalency Calculator

Enter your current salary in Charlotte to see what you'd need to earn in Fresno to maintain the same purchasing power.

$
Equivalent salary in Fresno, CA
$84,000
$4,000 more needed in Fresno

Formula: salary × (102.2 ÷ 97.3) = salary × 1.0504. Based on BEA Regional Price Parities.

Housing Market

Charlotte, NC

Median Home Price
$380,000
Median Monthly Rent
$1,700
Housing Index
97.6
Price-to-Rent Ratio
18.6×

Fresno, CA

Median Home Price
$401,000
Median Monthly Rent
$1,850
Housing Index
95.7
Price-to-Rent Ratio
18.1×

Charlotte has 1.9% lower housing costs compared to Fresno.

Income & Job Market

Charlotte, NC

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
3.6%
Population
879,709
Top Industries
FinanceHealthcareManufacturingTechnologyEnergy

Fresno, CA

Median Household Income
$71,100
Per Capita Income
$40,500
Unemployment Rate
7.4%
Population
542,107
Top Industries
AgricultureHealthcareGovernmentEducationManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charlotte, NC
4.0×income-to-rent ratio

75% of income left after rent (median)

Fresno, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.