CostIndexUSA

Charlotte, NC vs Dayton, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NC
Charlotte
97.3
overall index
$1,700/mo rent
More AffordableOH
Dayton
92.7
overall index
$1,300/mo rent

Dayton is slightly cheaper than Charlotte — 4.7% lower overall cost of living.

To match an $80,000 salary in Charlotte, you would need $76,200 in Dayton. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing25.5%
Charlotte
97.6
Dayton
72.7
🛒 Groceries3.1%
Charlotte
96.6
Dayton
93.6
🚗 Transportation+0.8%
Charlotte
103.1
Dayton
103.9
🏥 Healthcare+0.8%
Charlotte
93.3
Dayton
94
Utilities+7.0%
Charlotte
89.2
Dayton
95.4

Salary Equivalency Calculator

Enter your current salary in Charlotte to see what you'd need to earn in Dayton to maintain the same purchasing power.

$
Equivalent salary in Dayton, OH
$76,200
$3,800 less needed in Dayton

Formula: salary × (92.7 ÷ 97.3) = salary × 0.9527. Based on BEA Regional Price Parities.

Housing Market

Charlotte, NC

Median Home Price
$380,000
Median Monthly Rent
$1,700
Housing Index
97.6
Price-to-Rent Ratio
18.6×

Dayton, OH

Median Home Price
$360,000
Median Monthly Rent
$1,300
Housing Index
72.7
Price-to-Rent Ratio
23.1×

Charlotte has 25.5% lower housing costs compared to Dayton.

Income & Job Market

Charlotte, NC

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
3.6%
Population
879,709
Top Industries
FinanceHealthcareManufacturingTechnologyEnergy

Dayton, OH

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
4.5%
Population
137,630
Top Industries
ManufacturingHealthcareMilitaryEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charlotte, NC
4.0×income-to-rent ratio

75% of income left after rent (median)

Dayton, OH
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.